IOWII guides and help

All guides

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• HomeWelcome to IOWIIIOWII is a personal finance app for you or your shared space: accounts, transactions, budgets, planning, savings, statement imports, and statistics, in Portuguese and English.9 steps
• DashboardRead and customise the dashboardUnderstand where the figures come from, follow alerts, budgets, debts, and savings, and choose which modules you want to see on desktop and mobile.11 steps
• StartGetting startedFrom first-run setup to your first accounts and transactions: what the setup assistant asks, and what you can change later.7 steps
• StartFirst transactionsAdd your first transactions by hand or import a statement, then review the data before continuing.3 steps
• StartManage accountsCreate your accounts, set the opening balance everything is counted from, and check whenever IOWII's figures line up with your bank's.9 steps
• TransactionsTrack transactionsRecord, find, and review expenses, income, and transfers, split bills, and manage several transactions at once.13 steps
• AnalyticsAnalyse statisticsUnderstand where money comes from, where it goes, and how income, expenses, savings, and categories change over time.13 steps
• BudgetsSet limitsSet monthly limits by category, see how much of your income is already allocated, watch overspend risk, choose what happens to what is left over, and plan a whole year ahead.17 steps
• PlanningScheduled items and forecastSchedule future expenses and income, see your projected balance day by day up to 90 days out, and confirm each scheduled item when it actually happens.10 steps
• PlanningDebt payoff plannerRecord loans and credit cards, choose between Avalanche and Snowball, track your debt effort rate, and see how much you save by paying more than the minimum. As soon as you have a debt on file, the top of the page sums up the plan in one sentence and tells you exactly what to pay this month.16 steps
• PlanningReminders and calendarCreate reminders for dates you cannot miss, and see everything scheduled on a monthly calendar, dragging a payment to another day when you need to.9 steps
• PlanningSavings goalsCreate goals with a target amount, link them to an account so progress updates on its own, and see how much room the month still leaves you to save.11 steps
• PlanningRetirement calculatorEstimate your pension and the capital you will have at retirement, compare early, normal, and late retirement, and see whether the projected income covers your expenses.9 steps
• AnalyticsCompare merchantsPut up to four merchants from the same category side by side and compare what you spent at each, based on your real transactions.7 steps
• AnalyticsTrack your net worthSee your net worth month by month — what you own minus what you owe — combining your account balances with what you record by hand, like a house or a car loan.9 steps
• AutomationMerchants and limitsRecord the places you spend, set limits per purchase and per month, and get a warning when you go past them.8 steps
• AutomationCategorization rulesTurn repeated descriptions into automatic categories, fix your history in one pass, and pair up transfers and refunds.7 steps
• TeamShared snapshotShow someone how things stand without giving them access to your space: a public, read-only link with a summary you choose.1 steps
• TeamGroupsCreate a Group for ongoing shared costs — a household, a trip, roommates — log shared expenses, track shared goals, and always see who owes what.18 steps
• Your accountProfile and preferencesSet your name and avatar, choose your language and date and number formats, switch on privacy mode, and decide what IOWII shows by default.10 steps
• Your accountParticipantsSave the names of people you regularly split expenses with, so you do not retype them every time.3 steps
• Your accountPlan and feedbackSee the plan you are on and what it includes, and send us a bug or an idea, following the reply on the page itself.3 steps
• Your accountSubscription and paymentsHow to subscribe to a paid plan, change your card, see your invoices, and cancel — without losing access midway through a period you already paid for.6 steps