Security and privacy
Share only what makes sense.
IOWII is designed to coordinate money together without making a person's entire financial life visible to the group.
Personal and shared data
An expense or goal enters the common space only when shared. Personal accounts and transactions remain separate by default.
- Context-based sharing
- No automatic access to personal accounts
- Shared information clearly identified
Controlled access
Access depends on account authentication and the permissions assigned to the space. Leaving a shared context ends access to that space.
- Account authentication
- Permissions visible before sharing
- The owner adjusts what members can do in each group
- Revocable access
Control of your data
Organize, correct, and export your own records. IOWII is a tracking tool: it is not a bank and does not move money.
- User-editable records
- Export included in every plan
- No bank payments or transfers
Sign-in protection
You can turn on two-step verification with an authenticator app: from then on, every sign-in also asks for a 6-digit code. You can also link a Google account to your email and password.
- Optional two-step verification
- Changing your password asks for the current one first
- At least one sign-in method always active
Privacy tools
Privacy mode hides amounts on screen when someone is nearby. A public link shows only what you choose to share and can be revoked at any time.
- Privacy mode
- Revocable public links
- Export your data or delete your account from Profile