Plans
Choose the right space for your money.
Every plan starts with 30 free days and is only charged when the trial ends. Choose based on the people, spaces, and tools you need.
Plan comparison
Free
No card, no time limit
To try it out, no commitment.
- Auto-categorization (AI) (not included)
Essential
30 days free, cancel anytime
To start organizing your money.
- Auto-categorization (AI)
Complete
30 days free, cancel anytime
For larger families and groups.
- Auto-categorization (AI)
Family
30 days free, cancel anytime
For large households.
- Auto-categorization (AI)
Included in every plan
- Dashboard
- Transactions
- Accounts
- Entities
- Budgets
- Savings goals
- Net worth
- Debt planner
- Retirement calculator
- Entity comparator
- Financial forecast
- Reports and trends
- Statement import
- Custom rules
- Payment reminders
- Notifications
- Assistant
- Shared expenses and goals
- In-app feedback support
- All categories, built-in and custom
Shared expenses and goals: how many people depends on your plan's member limit.
Try before deciding
Explore the complete workflow with your own data for 30 days. Continue only if the product works for you.
- Charged only when the 30 days end
- Access to the selected plan during the trial
- Cancel before it ends and pay nothing
Which plan to choose
The Free plan and Essencial already include all categories, reports, exports, and shared expenses and goals — ideal for a personal or two-person routine; Essencial adds AI auto-categorization. Complete and Family extend all of that to larger families and groups.
- Free or Essential for a personal or two-person routine
- Complete for larger families and groups
- Family for large households
Frequently asked questions about plans
What are "shared expenses" and "group goals"?
Shared expenses automatically split a cost between the people you share a Group with and calculate who owes whom. Group goals are savings targets visible to the whole Group, with contributions from each member. Both are included in every plan, including Free.
What's included in "reports, trends, and data export"?
The Statistics and Trends pages, with per-category charts and evolution over time, plus CSV export of your transactions. Included in every plan, starting with Essencial.
How does "statement import and auto-categorization" work?
You import a bank statement as PDF or CSV, and IOWII automatically categorizes the transactions with AI assistance, including custom rules you can create. Statement import is available on the Free plan; AI auto-categorization is exclusive to paid plans, starting with Essencial.
What does "in-app feedback support" mean?
Today, every plan uses the same support channel: the in-app feedback form, where you can report issues, request features, or ask questions. There's no priority queue or different dedicated hours between plans — it's the same form for everyone.
What does "all categories, built-in and custom" mean?
You have access to every income and expense category already built into the app (40+), and you can also create your own custom categories. There's no "basic" version with fewer categories — every plan has full access.
Are features like budgets, savings goals, and the debt planner in every plan?
Yes. Dashboard, transactions, accounts, entities, budgets, savings goals, net worth, debt planner, financial forecast, payment reminders, notifications, the voice assistant, and shared expenses and goals are included in every plan, including Essencial. The only difference between plans is how many members a shared Group allows.