Knowledge

All guides

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• HomeWelcome to iowiiiowii is a personal finance app for you or your shared space: accounts, transactions, budgets, planning, savings, statement imports, and statistics, in Portuguese and English.6 steps
• DashboardRead and customise the dashboardUnderstand where the figures come from, follow alerts, budgets, debts, and savings, and choose which modules you want to see on desktop and mobile.9 steps
• StartGetting startedFrom first-run setup to your first accounts and transactions: what the setup assistant asks, and what you can change later.5 steps
• StartFirst transactionsAdd your first transactions by hand or import a statement, then review the data before continuing.3 steps
• StartManage accountsCreate your accounts, set the opening balance everything is counted from, and check whenever iowii's figures line up with your bank's.9 steps
• TransactionsTrack transactionsRecord, find, and review expenses, income, and transfers, split bills, and manage several transactions at once.13 steps
• AnalyticsAnalyse statisticsUnderstand where money comes from, where it goes, and how income, expenses, savings, and categories change over time.12 steps
• BudgetsSet limitsSet monthly limits by category, see how much of your income is already allocated, watch overspend risk, choose what happens to what is left over, and plan a whole year ahead.12 steps
• PlanningScheduled items and forecastSchedule future expenses and income, see your projected balance day by day up to 90 days out, and confirm each scheduled item when it actually happens.10 steps
• PlanningDebt payoff plannerRecord loans and credit cards, choose between Avalanche and Snowball, track your debt effort rate, and see how much you save by paying more than the minimum.10 steps
• PlanningReminders and calendarCreate reminders for dates you cannot miss, and see everything scheduled on a monthly calendar, dragging a payment to another day when you need to.7 steps
• PlanningSavings goalsCreate goals with a target amount, link them to an account so progress updates on its own, and see how much room the month still leaves you to save.8 steps
• PlanningRetirement calculatorEstimate your pension and the capital you will have at retirement, compare early, normal, and late retirement, and see whether the projected income covers your expenses.8 steps
• AnalyticsCompare merchantsPut up to four merchants from the same category side by side and compare what you spent at each, based on your real transactions.6 steps
• AnalyticsTrack your net worthSee your net worth month by month — what you own minus what you owe — combining your account balances with what you record by hand, like a house or a car loan.7 steps
• AutomationMerchants and limitsRecord the places you spend, set limits per purchase and per month, and get a warning when you go past them.7 steps
• AutomationCategorization rulesTurn repeated descriptions into automatic categories, fix your history in one pass, and pair up transfers and refunds.6 steps
• TeamSecure sharingInvite people into your space with a link, choose exactly what each one can do, and remove access whenever you want.7 steps
• Your accountProfile and preferencesSet your name and avatar, choose your language and date and number formats, switch on privacy mode, and decide what iowii shows by default.9 steps
• Your accountParticipantsSave the names of people you regularly split expenses with, so you do not retype them every time.3 steps
• Your accountPlan and feedbackSee the plan you are on and what it includes, and send us a bug or an idea, following the reply on the page itself.3 steps
• Your accountSubscription and paymentsHow to subscribe to a paid plan, change your card, see your invoices, and cancel — without losing access midway through a period you already paid for.6 steps