Terms and Conditions
Terms and Conditions
Last updated: [DATE]. These terms govern the use of iowii, provided by [COMPANY LEGAL NAME]. By creating an account, you accept these conditions.
Service provider identity
iowii is operated by [COMPANY LEGAL NAME], registered at [FULL ADDRESS], tax identification number [TAX ID], registered in [REGISTRY/COUNTRY].
- Entity: [COMPANY LEGAL NAME]
- Tax ID: [TAX ID]
- Registered office: [ADDRESS]
Nature of the service
iowii is a financial organization and tracking tool. It is not a bank or payment institution, does not move funds, and does not provide investment services.
- An organization tool, not a bank
- Does not move money or make payments on the user's behalf
- Record-keeping and calculation based on user-entered data
Account and subscription
You are responsible for the accuracy of the data you provide and for keeping your password confidential. Paid plans are billed as described on the pricing page; the free trial does not result in an automatic charge without prior notice.
- Minimum age: [MINIMUM AGE] to create an account
- Responsibility for account confidentiality
- Cancellation available at any time from account preferences
Limitation of liability
iowii is provided "as is". To the extent permitted by law, [COMPANY LEGAL NAME] is not liable for financial decisions made based on the information shown, nor for occasional service unavailability.
- Service provided "as is", without guarantees of continuous availability
- Liability limited under applicable Portuguese law
Governing law and jurisdiction
These terms are governed by Portuguese law. Any dispute will be submitted to the courts of [JUDICIAL DISTRICT], without prejudice to alternative dispute resolution mechanisms.
- Governing law: Portugal
- Jurisdiction: [JUDICIAL DISTRICT]