Managing money together
doesn't mean sharing everything.
Organise expenses, track balances, and save for shared goals, while keeping your personal finances private.
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Managing money together
Built for shared lifeCouples, flatmates,
Couples, flatmates,
families, groups.
Shared expenses, collective goals and individual privacy — each person sees exactly what they should, nothing more.
Settlement made simpleThe right number,
84€37€See shared expenses
The right number,
without asking.
Who paid, who was involved, how much each person owes — calculated automatically, visible to everyone, without exposing personal accounts.
T
→M
Tomás owes MartaM
→B
Marta owes BeatrizCalculated from who paid and who took part in each expense.
Finances for two
Share the bills. Not everything else.
Each person keeps their balance and accounts private. You choose what to share — expenses, summaries, goals — and can change it anytime.
See finances for twoShared goals
Every contribution, visible to everyone.
Create the goal, invite whoever's taking part, and log each contribution. Everyone sees how much has gone in and how much is left.
See shared goalsYou decide what others see.
Joining a shared space doesn't mean opening your accounts. You control what you share, with whom, and can revoke at any time.
- You choose what each person can see — in plain language, not legalese
- Your personal balance and private transactions are never visible in the shared space
- You can leave a group at any time — your data doesn't stay behind
Choose the right plan for you.
Start free, or try any paid plan free for 30 days. Only pay if you continue.
Free
€0
No card, no time limit
To try it out, no commitment.
- Up to 2 members
- 1 personal space
- Auto-categorization (AI) (not included)
Essential
€4.99/month
30 days free, cancel anytime
To start organizing your money.
- Up to 2 members
- 1 personal space
- Auto-categorization (AI)
Recommended
Complete
€9.99/month
30 days free, cancel anytime
For larger families and groups.
- Up to 5 members
- Up to 5 spaces
- Auto-categorization (AI)
Family
€14.99/month
30 days free, cancel anytime
For large households, with unlimited spaces.
- Unlimited members
- Unlimited spaces
- Auto-categorization (AI)
Included in every plan
- Dashboard
- Transactions
- Accounts
- Entities
- Budgets
- Savings goals
- Net worth
- Debt planner
- Retirement calculator
- Entity comparator
- Financial forecast
- Reports and trends
- Statement import
- Custom rules
- Payment reminders
- Notifications
- Assistant
- Shared expenses and goals
- In-app feedback support
- All categories, built-in and custom
Shared expenses and goals: how many people depends on your plan's member limit.
Frequently asked questions
What is iowii?
iowii is a shared finance app for couples, families, and groups. It logs expenses, automatically calculates who owes whom, and keeps personal balances and accounts always private — you decide what else is visible to the group.
Is iowii a bank?
No. iowii does not move money and is not a financial institution — it's an organization and calculation tool. Actual payments still happen outside the app.
How much does iowii cost?
iowii has a free plan (Free, no card or time limit) and three paid plans — Essential (€4.99/month), Complete (€9.99/month), and Family (€14.99/month) — each with a 30-day free trial. You are only charged when the trial ends, and you can cancel before then.
Can others in my group see my personal accounts?
No. Each person's personal balance and accounts always stay private. Each person individually chooses what else they share with the group — for example transactions, weekly summaries, or savings goals — and can change that at any time.
Can I import bank statements?
Yes. iowii lets you import bank statements as PDF or CSV, and automatically categorizes transactions with AI assistance.
Less «who paid what». More time for everything else.
For whoever organises, whoever contributes, and whoever just needs to know what they owe — the maths done for you, no spreadsheets.